Couch potatoes haven’t moved far from the comfort of their living room to watch TV, despite digital devices designed so they don’t have to leave home without it. Among adults who actively stream and download video content, only 11 percent of their video consumption is via a computer. The overwhelming majority of their content, 75 percent, is viewed on a televisions set, according to Ipsos Insight from MOTION, the company’s study of digital video behavior.

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For these younger buyers, this isn’t an extension of the real-estate investment bug that bit a few years ago and is now fading as home prices flag in many markets. And they’re not throwing financial caution to the wind just because they want a second home. Instead, they’re crunching the numbers and making hard decisions about their personal finances. In some cases, they’re receiving an inheritance or a stock grant and are choosing to invest in their future real-estate needs rather than the stock market. In other cases, they’re altering their expectations about how long they’ll work and the kind of returns they’ll earn on their nest egg in order to pursue an emotional investment.

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87.5 +/- ACRES AVAILABLE FOR RESIDENTIAL SUBDIVISION

Mountain Development, 7 miles from West Jefferson, NC, 20 miles from Boone, NC.

$2,000,000 Purchase Price, Paved Road and Bridge Built To State Specifications, Average of $23,000 per acre, this Property Should Retail For Approximately $50,000 to $60,000 per acre.

ALL PROPERTY HAS LONG RANGE MOUNTAIN VIEWS

Contact Greg Stikeleather, Broker, 704.880.5247
or
email Greg at grstike@charter.net

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Bank of America’s new “no-fee plus” home loan program has competitors searching for sleight of hand tricks and gimmicks. But Bank of America says that its new program is for real, and comes with none of the usual grab bag list of origination, processing, title or closing costs. That means no application or origination charges, no credit check fees, no charges for the appraisal, title examination, title insurance policies, settlement fees or even tax service and floor certification.

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Two weeks ago, the 10-year T-note traded under 4.65 percent; yesterday it touched 4.9 percent. Mortgages — as always, following the 10-year in lockstep — were trying to break 6.25 percent going down; now they are trying to hold 6.5 percent while going up. The case for holding is poor. Rates are rising because the global economy is taking off. Forget all the thoughts of drag from concerted tightening by central banks, Europe to top out, America to slide near recession on weak housing and manufacturing, Asian exports to be undercut by American weakness.

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The entry - and what surrounds it - are key to making a home welcoming. So the “Grey Poupon” yellow aluminum siding and tiny off-kilter portico on this home had to go. In fact, such “updating” had left the 1909 four-square looking like a shell of its former self. Relying on a vintage photograph, the homeowner set about restoring the facade’s original charm. Architect David Raino-Ogden drafted the plan for the facade, and a landscape-design course helped the homeowner devise her own plan and hardscape scheme.

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Event insurance is designed to protect you from financial loss if something costly goes horribly wrong during a host of events from anniversaries, baby showers and baptisms to quincea eras, retirement parties and wedding parties, including those held in your home, according to the Insurance Information Institute. Major providers, including Private Event Insurance; Fireman s Fund; Travelers; and Wedsafe, say there’s much small print to read, the coverage is focused and it’s subject to specific conditions, exclusions, limits, restrictions, and deductibles, but the one-time premium offers a host of protections, including weather — Provided the policy is purchased sufficiently in advance of the event — usually a few weeks — and adverse weather prevents the celebration from taking place or a majority of your guests from attending, the costs of rescheduling the event can be covered.

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